Stripe Billing alternative
A Stripe Billing alternative that keeps your Stripe account
Stripe Billing charges 0.7% of Billing volume on top of payment fees. Two Minute Billing bills through the same Stripe account for a flat monthly price with 0% of revenue, and can add 10 more gateways. Stripe Billing is the simpler choice if you want billing, payments and tax from one company.
We make Two Minute Billing. Last updated October 29, 2026.
At a glance
| Topic | Two Minute Billing | Stripe Billing |
|---|---|---|
| Price | Flat monthly plan | 0.7% of Billing volume |
| Gateways | Stripe and 10 more | Stripe |
| Self-hosting | Free, every feature | Hosted, part of Stripe |
Stripe Billing facts from its public pages, as of October 29, 2026.
Two Minute Billing vs Stripe Billing
Price, fees and features, side by side. Stripe Billing facts come from its own pricing pages and docs, as of October 29, 2026.
| Topic | Two Minute Billing | Stripe Billing |
|---|---|---|
| Price | Two Minute Billing Free plan while you bill less than $1,000 a month. Then a flat monthly price by billing volume. | Stripe Billing 0.7% of Billing volume, pay as you go. Large-volume businesses can ask sales for custom pricing. |
| Fee on your revenue | Two Minute Billing 0%. No percentage of revenue and no fee per transaction to us. | Stripe Billing Yes. 0.7% of Billing volume, including volume processed off Stripe. One-off invoices are excluded. |
| Other costs | Two Minute Billing Your payment gateway's own processing fees. Self-hosting is free: you pay for your servers. | Stripe Billing Card processing is priced separately. Stripe Tax adds 0.5% per transaction (no-code) or US$0.50 per transaction (API) where you are registered. |
| Who is the seller | Two Minute Billing You. Payments go to your own payment gateway account. | Stripe Billing You, on your Stripe account. |
| Payment gateways | Two Minute Billing 12 gateways on your own accounts: Stripe, PayPal, Braintree, Square, Adyen, Checkout.com, Authorize.net, Mollie, GoCardless, Razorpay, Cashfree and PayU. | Stripe Billing Stripe payments, priced on the same page. |
| Sales tax and VAT | Two Minute Billing US sales tax by state, VAT with reverse charge and VIES checks, and GST. You enter the rates. We do not look them up or file. | Stripe Billing Stripe Tax calculates sales tax, VAT and GST, and helps you manage registrations and filings. It has its own fee. |
| India GST | Two Minute Billing GST by place of supply (CGST and SGST, or IGST), GSTIN and HSN or SAC codes on invoices, and TDS recorded on the invoice. | Stripe Billing Stripe Tax collects only IGST in India, on digital products, and only for remote sellers with no presence there. |
| Self-hosting and open source | Two Minute Billing Open source under the AGPL-3.0. Self-host every feature, or use our Cloud. | Stripe Billing Hosted, as part of Stripe. |
| Subscription analytics | Two Minute Billing MRR, ARR, churn, net and gross revenue retention, quick ratio, lifetime value and cohorts, per currency. | Stripe Billing MRR, ARPU, lifetime value, trial conversion, churn and retention by cohort. |
What each one costs
Every fee we could find on each product's public pages, including fees on revenue, fees per transaction and minimums.
Two Minute Billing
- Free plan while you bill less than $1,000 a month, in live mode, with every feature.
- Then a flat monthly price by billing volume.
- Paid Cloud plans start at $29 a month.
- 0% of your revenue. No fee per transaction to us.
- Your payment gateway charges its own processing fees, as it does today.
- Bill more than your plan covers and billing carries on. We ask you to change to a larger plan.
- The self-hosted edition is free, with every feature. You pay for your own servers.
Stripe Billing
- 0.7% of Billing volume, pay as you go. It counts volume processed off Stripe too, and excludes one-off invoices.
- Card processing is priced separately, on the same page.
- Stripe Tax: 0.5% per transaction (no-code) or US$0.50 per transaction (API), where you are registered.
- Large-volume businesses can ask sales for custom pricing.
From Stripe Billing's public pages, as of October 29, 2026.
When Two Minute Billing fits
- Your billing fee grows with your revenue, and you want a flat monthly price.
- You want a second gateway beside Stripe, such as Adyen or PayPal, for the currencies you select.
- You want to self-host the billing engine or read its code.
When Stripe Billing is the better fit
- You want Stripe Tax to find your rates and help you register and file.
- You want billing, payments and tax from one company, in one dashboard.
- You do not want a second system beside your Stripe account.
What to plan for
Our limits against Stripe Billing, said up front.
- You enter tax rates yourself. Stripe Tax finds them for you.
- A second system to run beside your Stripe account.
Moving from Stripe Billing
Your Stripe account stays connected, and Stripe still charges the cards. We have no self-serve import of Stripe Billing subscriptions, and invoices start a new number series with us. Talk to us before you plan a move.
Talk to our teamFrequently asked questions
Try it in test mode
Select Two Minute Billing to keep Stripe and drop the percentage. Stay with Stripe Billing if you want Stripe Tax to handle tax for you. Sign up free, connect a test gateway and bill a test customer.
All comparisons
Last updated October 29, 2026. Stripe Billing facts checked on October 29, 2026.
How we compare: We read each product's public pricing pages and docs, and note the date we checked them. We do not test their products or use review scores.
We make Two Minute Billing, so we are not neutral. Stripe and Stripe Billing are trademarks of their owner and are named here only to compare. Something changed? Tell us.