Subscription billing on your own payment gateway
Bill subscriptions, usage, AI tokens and one-time orders through your own payment gateway account. You pay a flat monthly price, not a share of your revenue.
Start for freeFree while you bill less than $1,000 a month. No credit card.
- 12 payment gateways
Connect your own account. Your customers pay into it.
- Open source
Under the AGPL-3.0. Read the code on GitHub.
- From $29 a month
A flat price, with 0% of your revenue.
- Free to start
Free while you bill less than $1,000 a month. No credit card.
Recurring payments through your own payment gateway. The money goes straight to your account.
Connect the gateway accounts you already have. Two Minute Billing decides what to charge and when. Your gateway moves the money, and we never hold it.
How payments work

Paid straight to you
The money goes into your own gateway account.
No share of your revenue
A flat monthly price, however much you bill.
Open source
Self-host it with all features, or let us run it.
AI billing that keeps your margin when model prices change.
Price each model from its list price plus your markup. Sell prepaid credits, check them before each call, and see what each customer earns you after model cost.
How AI billing works

Model prices that keep up
A dated price list, updated two times a day. Your markup follows it.
Credits checked before each call
Prepaid credits collect the money first. 95% of checks answer in under 100 ms.
Margin per customer
Price, model cost and margin by customer, model and meter.
Subscription billing for SaaS, usage-based, AI and ecommerce businesses. Select your model to see how it bills.
- SaaS billing software
SaaS billing
Seats, add-ons, monthly and yearly plans.
- Metered billing
Usage-based billing
Meters and rate cards, billed with the plan fee.
- AI billing software
AI billing
Model prices, prepaid credits and spend limits, with margin per customer.
- Billing for ecommerce
Ecommerce and D2C
One-time and repeat orders from one checkout, with skips and pauses.
Subscription management software, from sign-up to paid invoice. Each step on one record.


Subscription management
Trials, upgrades, pauses and proration, calculated for you.


Recurring invoicing
Invoices go out on schedule, with tax and discounts, as a branded PDF.


Failed payment recovery
Dunning with backup cards, retries on your schedule and one-click payment links.


Tax on each invoice line
VAT, GST, US sales tax by state and EU VAT reverse charge.


Hosted checkout and portal
Hosted checkout, buy links and a self-serve portal for your customers.


MRR and churn reporting
MRR, churn, cohorts and receivables, in each currency.
An AI assistant that answers from your billing data. Every figure is checked against your records.
Billy works inside your dashboard. Ask about an invoice, a customer or an MRR change. Billy reads your data with your permissions and links to the screen where you act.
How Billy works

Every figure checked
Billy finds each number in your data before it shows it to you.
Changes that you confirm
Billy prepares a change. Nothing changes until you select Confirm.
Included in every plan
Billy use is included each month. Or add your own AI key.
Connect your own payment gateway, add your plans, then send the first invoice.
- Step 01
Connect
Connect the gateway account you already have.


- Step 02
Set up
Add your plans, prices and tax.


- Step 03
Bill
Invoices, charges and retries run on schedule.


A subscription billing API for every action in the dashboard. Build billing into your own product.
The engine is open source under the AGPL-3.0. Run it on your own servers, or use our Cloud.
- GatewaysOne API across 12 payment gateways
- TestingTest cards for each failure
- EventsWebhooks for billing events
- Runs onNode.js and PostgreSQL


GET /v1/businesses/$BIZ/invoices/inv_XXXXXXXXXXXX01 { "object": "invoice", "number": "INV-1084", "status": "paid", "currency": "USD", "total_minor": 8473, "amount_due_minor": 0, … }
Multi-currency prices, trials, credit notes and CRM sync. In every plan.
Explore all featuresPrices
Subscriptions
Invoices and credit
Questions about subscription billing
Send your first invoice today. Then bill on schedule.
Free while you bill less than $1,000 a month. Then a flat monthly price. Or self-host the open-source billing engine.



