Paddle alternative
A Paddle alternative where you stay the seller
Paddle is a merchant of record: it sells to your customers, handles the tax and charges 5% + 50¢ per checkout transaction. Two Minute Billing keeps you the seller on your own payment gateway, for a flat monthly price with 0% of revenue. Paddle is the better fit if you want someone else to file your sales tax and VAT.
We make Two Minute Billing. Last updated October 29, 2026.
At a glance
| Topic | Two Minute Billing | Paddle |
|---|---|---|
| Price | Flat monthly plan | 5% + 50¢ per transaction |
| Seller | You | Paddle, as merchant of record |
| Tax filing | You, from our figures | Paddle |
Paddle facts from its public pages, as of October 29, 2026.
Two Minute Billing vs Paddle
Price, fees and features, side by side. Paddle facts come from its own pricing pages and docs, as of October 29, 2026.
| Topic | Two Minute Billing | Paddle |
|---|---|---|
| Price | Two Minute Billing Free plan while you bill less than $1,000 a month. Then a flat monthly price by billing volume. | Paddle 5% + 50¢ per checkout transaction. No monthly fee. Custom pricing for high volume. |
| Fee on your revenue | Two Minute Billing 0%. No percentage of revenue and no fee per transaction to us. | Paddle Yes. 5% of each checkout transaction, plus 50¢. |
| Other costs | Two Minute Billing Your payment gateway's own processing fees. Self-hosting is free: you pay for your servers. | Paddle Its pricing page lists no monthly fees, migration fees or extras. The fee covers payments, tax, fraud protection and chargebacks. |
| Who is the seller | Two Minute Billing You. Payments go to your own payment gateway account. | Paddle Paddle, as merchant of record. |
| Payment gateways | Two Minute Billing 12 gateways on your own accounts: Stripe, PayPal, Braintree, Square, Adyen, Checkout.com, Authorize.net, Mollie, GoCardless, Razorpay, Cashfree and PayU. | Paddle Payments run through Paddle, as the seller. |
| Sales tax and VAT | Two Minute Billing US sales tax by state, VAT with reverse charge and VIES checks, and GST. You enter the rates. We do not look them up or file. | Paddle Paddle collects the tax, tracks the filing deadlines and files the returns. |
| India GST | Two Minute Billing GST by place of supply (CGST and SGST, or IGST), GSTIN and HSN or SAC codes on invoices, and TDS recorded on the invoice. | Paddle Paddle sells to your customer as merchant of record and handles the tax itself. |
| Self-hosting and open source | Two Minute Billing Open source under the AGPL-3.0. Self-host every feature, or use our Cloud. | Paddle Hosted service. Its pricing page lists no self-hosted or open-source edition. |
| Subscription analytics | Two Minute Billing MRR, ARR, churn, net and gross revenue retention, quick ratio, lifetime value and cohorts, per currency. | Paddle Payment and revenue analytics, and a free subscription analytics product. |
What each one costs
Every fee we could find on each product's public pages, including fees on revenue, fees per transaction and minimums.
Two Minute Billing
- Free plan while you bill less than $1,000 a month, in live mode, with every feature.
- Then a flat monthly price by billing volume.
- Paid Cloud plans start at $29 a month.
- 0% of your revenue. No fee per transaction to us.
- Your payment gateway charges its own processing fees, as it does today.
- Bill more than your plan covers and billing carries on. We ask you to change to a larger plan.
- The self-hosted edition is free, with every feature. You pay for your own servers.
Paddle
- 5% + 50¢ per checkout transaction.
- No monthly fees, migration fees or extras, per its pricing page.
- The fee covers payments, tax compliance, fraud protection, chargebacks and buyer support.
- Custom pricing for high-volume businesses.
From Paddle's public pages, as of October 29, 2026.
When Two Minute Billing fits
- You want to be the seller, with the customer and the payment account in your name.
- You want 0% of each sale to go to your billing tool.
- You can register for sales tax and VAT where you sell, or have an adviser who does.
When Paddle is the better fit
- You want a merchant of record to collect and file sales tax and VAT for you.
- You do not want a payment gateway account of your own.
- You want one fee that covers payments, tax, fraud protection and chargebacks.
What to plan for
Our limits against Paddle, said up front.
- You register for sales tax and VAT and file the returns. We work out the tax on each invoice.
- You open your own payment gateway account and pay its processing fees.
Moving from Paddle
We have no self-serve import from Paddle. You open your own payment gateway account first, and your past invoices stay in Paddle. Talk to us before you plan a move.
Talk to our teamFrequently asked questions
Try it in test mode
Select Two Minute Billing to be the seller and pay a flat price. Stay with Paddle if you want someone else to file your sales tax and VAT. Sign up free, connect a test gateway and bill a test customer.
All comparisons
Last updated October 29, 2026. Paddle facts checked on October 29, 2026.
How we compare: We read each product's public pricing pages and docs, and note the date we checked them. We do not test their products or use review scores.
We make Two Minute Billing, so we are not neutral. Paddle is a trademark of its owner and is named here only to compare. Something changed? Tell us.